Superannuation Splitting Agreement for Separating and Divorced couples
Superannuation Agreements were introduced so that couples could have an alternate way of dividing their super assets without the need to make application to the Family Court.
If the couple cannot arrive at an amicable arrangement about their Super, then the Court has the power to make the decision for them.
Important note: The Family Law Act stipulates that this type of agreement is binding only when
- it is signed by each party and
- it includes a certificate stating that each party has obtained independent legal advice before signing the agreement.
How the Process works
This section explains how our process works in detail.
Watch the Video for the full explanation
The Easier First Step
Start With the Financial Agreement Kit including BFA Planner – Just $49
Forget legal jargon and blank legal forms. Getting started here means answering a set of plain-English questions about your situation – in your own words, at your own pace.
We’ll ask about what you own and owe: property, super, savings, debts, vehicles, etc, and how you wish to divide it.
Alongside the BFA Planner, you’ll also have the plain-English User’s Guide, a step-by-step Process Guide, and a bonus Will Kit, because separation is exactly the time your Will needs updating too.
The completed questionnaire is yours to keep and serves as a properly organised record of your property and finances, which is what a thorough property settlement needs.
It’s a Word document you can save, step away from, and come back to. Nothing is sent anywhere until you choose to send it – so there’s no pressure to have every answer ready before you start.
When you do send your completed Planner to us for review, that’s what gets things moving. Your answers are used to build your draft Financial Agreement, drawing on the framework we’ve refined across thousands of BFAs since 2009 – reviewed personally by our team.
Then our team will be in touch. If your draft fits within the Legal Review Service, we’ll confirm it and talk you through what happens next; if it isn’t quite there yet, we’ll explain why and what still needs sorting.
If it’s ready to proceed, a payment of $990 gets your matter formally underway. From there, we work through the finer detail together by phone and email – the points people often miss – getting your agreement ready for the next stage.
Once that’s done, the final balance payment of $2,260 unlocks the next stage: two independent lawyers – one for each of you. They provide the advice and certification the Family Law Act requires. Your lawyer will finalise your agreement and provide the final version ready for signing.
Your Super Fund must approve your draft agreement BEFORE you get the Legal Advice
You will need to send your draft agreement to your Superannuation Fund for their approval before you obtain the required legal advice. They are obligated to respond within 28 days.
Get Started - Just $49“I found it exceptional in every way. I was kept up to date with the process and any queries were answered within the day. It made the separation process much easier and I would highly recommend this service to any friends in the future. Thank you for everything.” — Kim Watt
A Look at What We Actually Ask – what does the BFA Planner look like?
No dense legal clauses to wade through here – just plain questions about your situation, with enough detail to meet the law’s disclosure requirements and no more. Below is a look at a few sample questions from the questionnaire, so you can see how the Planner is set out.
It doesn’t matter what kind of financial agreement you need or which state you live in – the planner forms for foundation of the correct financial agreement for your situation.
How to Obtain the Required Legal Advice at a Fixed Price
Important note: Under the Family Law Act a financial agreement is binding only when it is signed by both parties and contains a certificate confirming that each party has obtained independent legal advice prior to signing the agreement.
Our financial agreement review service is available to assist you in completing the legal advice component of your FA at a LOW FIXED RATE of just $3,250 for both parties.
Just like thousands of other delighted customers, you too can minimise the financial and emotional cost of separation by using our questionnaire-led process and Legal Review Service.
How It Works and What It Costs
A simple process – a few honest questions, a confirmed understanding, a draft preview so you know what’s coming, then the independent legal advice that makes it binding.
Fixed Pricing — No Nasty Surprises
| Step | What’s Included | Price (inc GST) |
|---|---|---|
| 1. BFA Planner | Download, complete, and submit the BFA Planner – categories and approximate values only, no exact account numbers needed. Yours to keep regardless of what happens next. | $49 |
| 2. Submit & Confirm | We check we’ve understood your situation and intentions before anything proceeds – catching any gaps early, before you commit to the next stage. | Complimentary |
| 3. Fine-Tune | Your matter formally begins. We work through the finer detail together by phone and email – the points people often miss – getting your agreement ready for final Legal Review. | $990 |
| 4. Legal Review | Final payment unlocks the Legal Advice stage where both parties receive legal advice and certification from two independent lawyers, one for each of you. This is required to make your financial agreement binding. | $2,260 |
| 5. Sign | Once your lawyers are satisfied, you’ll receive the finalised version to sign. | — |
| Total Cost for Two People | $3,299 | |
Applies to most customers — complex structures (e.g. multiple companies, family trusts) may involve additional fees, confirmed with you before proceeding.
Satisfaction Guaranteed – Our Promise to You
If for any reason you are not completely satisfied with your purchase or our service, please phone our office on 1800 608 088 within seven (7) days of purchase and we will rectify the situation, issue a refund, or offer a credit towards future purchases.
