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PPSA Secured Loan Agreement with bonus Simple Loan Agreement

Horror stories are common place when it comes to lending money. Why do you think banks and financiers have contracts that just go on and on… They recognise the risks and protect themselves accordingly.

People borrow and lend money for all sorts of reasons. It may be a close friend short of cash or your brother John needs money to renovate his house.

What if something goes wrong?

Apart from the issues of what happens if the borrower fails to repay the loan, what happens if someone dies and there is no paper trail to say what was agreed to? Was the money a loan or a gift?

What if the borrower is in a failing relationship? Could the dreaded sister in law actually get half the money and not have to pay it back?

Whatever the circumstances there are few things more distressing than having a valued friendship go sour or a rift open up with family over money.

Put it in writing

Documenting the loan agreement will help you avoid misunderstandings, eliminate doubt and provide a backup plan should things go awry.

Our secured loan agreement clearly sets out

  • The amount and term of the loan
  • A repayment schedule
  • And what should happen if the borrower fails to make repayments on time.

Will the Lender hold security for the loan over something of value?

In order to comply with the recently introduced Personal Property Securities Act 2009, the lender and borrower must  clearly document the property offered as security.

This agreement contains all the provisions required to create a loan so the lender can register their interest on the personal property security register (PPSR).

Along with a detailed users guide this secured loan agreement will give the lender the confidence that their interests are protected and borrower a clear understanding of their responsibilities.


Important Note: this agreement is not suitable for consumer credit transactions or where the security is land or buildings.

This Secured Loan Agreement has been professionally drafted and formatted for your convenience using Microsoft Word, it can be downloaded immediately and can be used time after time.

Simply insert the correct information in the appropriate fields and go to print.

Benefits of Secured Loan agreement template kit

The Secured Loan agreement includes the following provisions-

  • Recitals
  • Definitions
  • Payments
  • Interest
  • Type and Place of Payments
  • Prepayment
  • Security Interest
  • Charge
  • Enforcing the Charge
  • Default
  • Recourse
  • Covenants
  • Lender’s Rights And Remedies
  • Benefit Of Agreement
  • Severance
  • Entire Agreement
  • Governing Law
  • Execution In Counterparts.

Sample Document Excerpts

Sample page of Secured Loan Agreement

Secured Loan Agreement Sample 2

Sample 3 operative part loan agreement PPSR

Your ready-to-use kit includes everything you need to formalise your loan agreement.

  • Professionally drafted Secured Loan Agreement (doc)
  • Easy to follow Users Guide
  • Loan Amortisation Calculator
  • Bonus Simple loan Agreement
  • Friendly customer support

Our fully secured ecommerce system allows you to purchase and download your Secured Loan Agreement safely.

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Australian Law

Our Agreements are drafted to comply with Australian Law

Professionally Drafted

The agreements are professionally drafted by Australian Law Experts

Instant Download

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Easy to use

Plain English - No Legalese. Your Agreement is easy to use, edit and understand