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REBUTTAL TO FALSE CREDIT HISTORY REPORT

We’ve prepared a bundle of letter templates to be used in general business situation. Feel free to use them with our compliments. However we ask that you do not reproduce these templates on any medium for public display or re-sale.

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(To: CRAA credit reporting agency)

 

Dear Sir/Madam:

Pursuant to your request as to a clarification on the apparent derogatory findings in your review of my credit history, I am submitting this correspondence for your consideration, as well as the lender concerned.

Please be advised as follows:

1. The account held in the name of ____________________________ with ___________________________ [Company], is not mine.

2. I have asked my secretary to forward a copy to you of the paid cheque issued to ________________________ over [–] months ago.

3. I have never maintained a charge account with ________________ Company, nor have I ever resided at the address indicated in their report.

I sincerely hope that this will assist you in producing an up to date report. If you should require further information, please don’t hesitate to call my office.

I would be appreciative if you would forward your updated report to the lender. Please feel free to include this correspondence if you so choose.

Sincerely,

 

R. P. Emery & Associates – www.rpemery.com

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