Tag: Money

You are at the store and have finally made a decision on that fabulous new bit of technology whether it’s a new iPad, big screen TV or fridge. You’re just about to hand over your hard earned $$$ when the salesperson offers you the “Extended Warranty” You’ve already made a bunch of decisions but what […]

In Part 1 we explained what an STD is and how they can occur, Part 2 looks at practical tips for avoiding them. Are you financially compatible with your partner? Honest communication about financial habits and styles allows both parties to be clear about how to handle joint finances. Communication is important.  When your relationship […]

The ABC’s Checkout Program aired an excellent segment last night on your rights as a consumer when buying services, for example, plumbing, lawnmowing, cleaning, hairdressing, healthcare and professional advisors etc. In fact these rights apply to all service providers except telecommunication, insurers, architects and some engineers. The important points were; service providers must use due […]

If your tenant in a retail premises fails to meet their rental payments in a timely manner, this is a breach of the lease agreement. When this occurs the landlord has two options: Terminate the lease; or Continue the lease and issue a notice of breach to recover amounts owed. Notice to Terminate or Notice […]

Well, we’re halfway through December and suddenly its dawned on us that Christmas is just around the corner. The school kids (and teachers!) are getting tired and cranky, work deadlines are more difficult and it’s becoming so much harder to be industrious because we know the holidays are nearly here. For those that have been […]

Back to Part 2 – When does PPS apply? Secured Loan Agreement – This is the most obvious example of a security interest.  You should take steps to register your interest as soon as possible. Lease of goods or equipment – As the owner of the goods or equipment being leased, it is imperative you […]

Changes to the credit reporting system in Australia makes it is a lot easier for black marks to be recorded on your credit history. Your credit history is available to lending institutions, credit providers and certain service providers.  It provides them with information about you, to enable them to assess whether to provide you with […]

Money problems can be a major source of relationship breakdown and most couples do fight about money from time to time. It becomes a serious problem when money is an ongoing, dominant source of conflict. It may be as simple as one partner feeling that their financial dreams (for example, owning their own family home) are […]