Documenting the loan agreement will help you avoid misunderstandings, eliminate doubt and provide a backup plan should things go awry. Our Loan secured by Mortgage agreement template clearly sets out The amount and term of the loan A repayment schedule And what should happen if the borrower fails to make repayments on time. What is […]
Read MoreEven if you don’t have a background in HR, this practical and educational document will outline how and why you should conduct performance management. It Includes easy to use templates for Performance Reviews, Performance Improvement Plans along with all template documents to support formal disciplinary processes. This pack also provides support for assisting Managers navigate […]
Read MoreBack to Part 2 – When does PPS apply? Secured Loan Agreement – This is the most obvious example of a security interest. You should take steps to register your interest as soon as possible. Lease of goods or equipment – As the owner of the goods or equipment being leased, it is imperative you […]
Read MoreIf you are leasing a premises where the tenant will be dealing with members of the public then you cannot use this commercial lease – you have to use a Retail Lease Agreement instead. This Commercial lease Agreement (Victoria) is suitable for use by Property development companies, DIY landlords Self Managed Super Fund (SMSF) trustees […]
Read MoreA person you have separated from can legally make a claim for your assets up to twelve months after a divorce or twenty-four months after a de facto separation. To protect yourself and become financially independent once more, you should enter into a Financial Separation Agreement. Learn more about Using a Separation Agreement Template in […]
Read MoreThe R P Emery Website is owned and operated by RP Emery and Associates Pty Limited (R P Emery ). 1. Introduction Before you begin to use R P Emery ’s service, we need to outline some general principles and spell out some of your obligations concerning your use of the R P Emery […]
Read MoreSeparating from your partner can be stressful and expensive. Fortunately, you can take many of your first steps without without involving combative lawyers. To begin: gather essential information; understand your rights and options; explore potential solutions to disputes; and seek support from friends, family, or counselling services. If you know how you want to divide […]
Read MoreThe other day we received a phone call from a Marion, a close friend of ours. She called to let us know that her elderly mother was going into hospital for a knee replacement. At 87, her mum was concerned about what might happen if something went wrong during the operation. She wanted to make […]
Read MorePower of Attorney Is when an individual appoints a representative (referred to as an ‘attorney’) for financial matters. Powers of attorney are a simple and effective way to appoint someone to act on your behalf in relation to financial matters if you are unable to attend to such matters yourself. Powers of attorney can be […]
Read MoreSome people really know how to get themselves into strife. I had a call from a chap today, we’ll call him Brian. Brian has been married for 25 years but recently left the marriage. After he moved out of the family home, Brian inherited approximately $400K. With this money he purchased a house (as tenants […]
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